Igor Kononov

In 2015, the European Parliament adopted a reformed Payment Service Directive, also known as PSD2, which can be considered as the starting point of “open banking”. The new rules aimed to promote the development and use of innovative online and mobile payments through opening consumer banking data u...

In recent years, many organizations have provided public access to their digital ecosystems via APIs. This has transformed APIs from being a tool, into being a product. At the same time, wide adoption of microservices has led to an increased number of internal APIs used by organizations as well....